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The occupation definition decides whether an income protection claim is paid. Own occupation is the gold standard — and all five Irish insurers use it by default. Here's what that means.

Is mortgage protection compulsory in Ireland? For most buyers, yes — but the law sets out four exemptions, including over-50s and those who can't get cover. Here's who qualifies.

New to buying? Mortgage protection is required before drawdown in Ireland. Learn what it is, how much you need, when to arrange it, and why you shouldn't just use your bank.

Do you need a medical for mortgage protection in Ireland? Most people don't. Learn what triggers a medical, what a nurse screening involves, and how to avoid last-minute delays.

Smokers can pay vastly more for mortgage protection in Ireland. Learn what counts as smoking (vaping included!), the 12-month rule, and how to reduce premiums after quitting.

Redundancy insurance doesn't exist in Ireland — and many people wrongly assume income protection covers job loss. Here's what actually protects you, and what doesn't.

Being declined for mortgage protection because of your BMI can feel devastating. Most people with high BMI can get cover—you need to understand thresholds and insurer assessment.

Getting mortgage protection after cancer is easier in 2026. New legislation reduces the waiting period to five years and increases coverage to €650,000 for cancer survivors in Ireland.

Mental health conditions like depression, anxiety, and stress are covered by income protection in Ireland. Learn what's covered, how claims work, and what to expect when applying.

Most people with diabetes can get mortgage protection in Ireland, though premiums vary significantly. Learn what affects your application and how to secure the best possible terms.

Everything you need to know about mortgage protection insurance in Ireland. From legal requirements to choosing between single, joint, and dual life cover - plus how to save thousands

Which income protection insurer is best in Ireland? Compare the frontrunners and find the right fit for your occupation, income, and priorities in 2026

Unmarried homebuyers face a 33% inheritance tax trap with joint life policies. Two single policies cost a few euros more monthly but save your partner from a six-figure tax bill

Finding the best mortgage protection broker means evaluating experience, market access, and service quality. Learn what separates excellent brokers from average providers.

Understanding income protection deferred periods can save you money on premiums. Learn how waiting periods work, what options are available, and how to choose the right one for you

Worried about answering life insurance questions incorrectly? This guide explains exactly what insurers ask, how to answer honestly, and what happens if you make a mistake.

Most Irish families either underinsure or overpay for life cover. Use our free calculator to determine exactly how much you need based on your income and dependants.

Mortgage protection takes 24 hours to 8 weeks in Ireland depending on your health. Discover the exact timeline, what causes delays, and when to start your application.

Switching mortgage lenders? Discover what happens to your mortgage protection policy, how to transfer it correctly, and why this could save you thousands on insurance costs.

You don't have to buy mortgage protection from your bank. A broker compares all Irish insurers and often saves you €20-50 per month - that's real money over 25 years.

Compare mortgage protection in Ireland properly. Discover what differs between policies, premium structures, conversion options, claims experience, and how to find the best value cover in 2026.

Income protection pays your salary if illness or injury stops you working. Discover how it works in Ireland, what's covered, tax relief benefits, and whether you need this essential protection.

Getting mortgage protection quotes in Ireland? Learn what affects your premium, how to compare insurers, and avoid common mistakes. Find the right cover at the best price in 2026.

There's no single 'best' mortgage protection in Ireland. Compare Irish Life, Zurich, Royal London, Aviva, and New Ireland to find which insurer suits your specific needs

Mortgage protection is compulsory in Ireland - but most buyers overpay by thousands. Learn how to get the right cover at the right price without buying from your bank

That €100 monthly premium? After tax relief, you're only paying €60. Discover how to claim back up to 40% (52% for directors) of your income protection costs in Ireland

Self-employed? Your income stops the moment you can't work. Discover how income protection provides a safety net - with up to 52% tax relief for company directors.

Confused about Income Protection vs Serious Illness Cover? Discover the key differences, which one you need, and why many Irish families choose both policies. Updated for 2026.

When you first took out your mortgage, you were required by law to arrange mortgage protection insurance. At the time, you likely went with...

When you take out a mortgage in Ireland, protecting your family's financial security becomes paramount. Mortgage protection insurance is not merely a sensible precaution it's ...

Serious illness cover, or critical illness insurance, is an essential component of financial planning. It is designed to provide financial protection in case of a severe medical ...

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